The problem: Answer a question about this article:
Predatory lending refers to the practice of unscrupulous lenders, enticing borrowers to enter into "unsafe" or "unsound" secured loans for inappropriate purposes. A classic bait-and-switch method was used by Countrywide Financial, advertising low interest rates for home refinancing. Such loans were written into extensively detailed contracts, and swapped for more expensive loan products on the day of closing. Whereas the advertisement might state that 1% or 1.5% interest would be charged, the consumer would be put into an adjustable rate mortgage (ARM) in which the interest charged would be greater than the amount of interest paid. This created negative amortization, which the credit consumer might not notice until long after the loan transaction had been consummated.
What is the name for lending that entices borrowers to enter into unsafe secured loans?
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The answer: Predatory lending


The problem: Answer a question about this article:
On November 12, the league announced the defending champion San Jose SaberCats would be ceasing operations due to "reasons unrelated to League operations". A statement from the league indicated that the AFL is working to secure new, long-term owners for the franchise. This leaves the AFL with eight teams for 2016.
When was it announced that the SaberCats would be shutting down?
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The answer: November 12


The problem: Answer a question about this article:
In Hindu mythology, Yama, the god of death owns two watch dogs who have four eyes. They are said to watch over the gates of Naraka. Hunter god Muthappan from North Malabar region of Kerala has a hunting dog as his mount. Dogs are found in and out of the Muthappan Temple and offerings at the shrine take the form of bronze dog figurines.
What does Muthappan use for his hunting dog for?
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The answer: mount


The problem: Answer a question about this article:
Even at high latitudes, glacier formation is not inevitable. Areas of the Arctic, such as Banks Island, and the McMurdo Dry Valleys in Antarctica are considered polar deserts where glaciers cannot form because they receive little snowfall despite the bitter cold. Cold air, unlike warm air, is unable to transport much water vapor. Even during glacial periods of the Quaternary, Manchuria, lowland Siberia, and central and northern Alaska, though extraordinarily cold, had such light snowfall that glaciers could not form.
Which areas in Antartica are considered polar deserts?
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The answer:
Banks Island, and the McMurdo Dry Valleys