Problem: The Native American name controversy is an ongoing dispute over the acceptable ways to refer to the indigenous peoples of the Americas and to broad subsets thereof, such as those living in a specific country or sharing certain cultural attributes. When discussing broader subsets of peoples, naming may be based on shared language, region, or historical relationship. Many English exonyms have been used to refer to the indigenous peoples of the Americas. Some of these names were based on foreign-language terms used by earlier explorers and colonists, while others resulted from the colonists' attempt to translate endonyms from the native language into their own, and yet others were pejorative terms arising out of prejudice and fear, during periods of conflict.
How may subsets of peoples be named?
The answer is the following: shared language, region, or historical relationship

Problem: Many causes for the financial crisis have been suggested, with varying weight assigned by experts. The U.S. Senate's Levin–Coburn Report concluded that the crisis was the result of "high risk, complex financial products; undisclosed conflicts of interest; the failure of regulators, the credit rating agencies, and the market itself to rein in the excesses of Wall Street." The Financial Crisis Inquiry Commission concluded that the financial crisis was avoidable and was caused by "widespread failures in financial regulation and supervision", "dramatic failures of corporate governance and risk management at many systemically important financial institutions", "a combination of excessive borrowing, risky investments, and lack of transparency" by financial institutions, ill preparation and inconsistent action by government that "added to the uncertainty and panic", a "systemic breakdown in accountability and ethics", "collapsing mortgage-lending standards and the mortgage securitization pipeline", deregulation of over-the-counter derivatives, especially credit default swaps, and "the failures of credit rating agencies" to correctly price risk. The 1999 repeal of the Glass-Steagall Act effectively removed the separation between investment banks and depository banks in the United States. Critics argued that credit rating agencies and investors failed to accurately price the risk involved with mortgage-related financial products, and that governments did not adjust their regulatory practices to address 21st-century financial markets. Research into the causes of the financial crisis has also focused on the role of interest rate spreads.
What is the name of the U.S. Senate report giving their conclusions for the cause of the crisis?
The answer is the following: Levin–Coburn Report

Problem: As the playing of gramophone records causes gradual degradation of the recording, they are best preserved by transferring them onto other media and playing the records as rarely as possible. They need to be stored on edge, and do best under environmental conditions that most humans would find comfortable. The medium needs to be kept clean, but alcohol should only be used on PVC or optical media, not on 78s.[citation needed] The equipment for playback of certain formats (e.g., 16 and 78 rpm) is manufactured only in small quantities, leading to increased difficulty in finding equipment to play the recordings.
How are gramophones best stored?
The answer is the following: on edge

Problem: In May 1845, the Baptist congregations in the United States split over slavery and missions. The Home Mission Society prevented slaveholders from being appointed as missionaries. The split created the Southern Baptist Convention, while the northern congregations formed their own umbrella organization now called the American Baptist Churches USA (ABC-USA). The Methodist Episcopal Church, South had recently separated over the issue of slavery, and southern Presbyterians would do so shortly thereafter.
Why did American Baptist congregations split?
The answer is the following:
over slavery and missions