Article: Gesamtschulen might put bright working class students at risk according to several studies. It could be shown that an achievement gap opens between working class students attending a comprehensive and their middle class peers. Also working class students attending a Gymnasium or a Realschule outperform students from similar backgrounds attending a comprehensive. However it is not students attending a comprehensive, but students attending a Hauptschule, who perform the poorest.

Question: From what group does an achievement gap separate working class students at comprehensive schools?
Ans: middle class peers


Article: IndyMac reported that during April 2008, Moody's and Standard & Poor's downgraded the ratings on a significant number of Mortgage-backed security (MBS) bonds including $160 million of those issued by IndyMac and which the bank retained in its MBS portfolio. IndyMac concluded that these downgrades would have negatively impacted the Company's risk-based capital ratio as of June 30, 2008. Had these lowered ratings been in effect at March 31, 2008, IndyMac concluded that the bank's capital ratio would have been 9.27% total risk-based. IndyMac warned that if its regulators found its capital position to have fallen below "well capitalized" (minimum 10% risk-based capital ratio) to "adequately capitalized" (8–10% risk-based capital ratio) the bank might no longer be able to use brokered deposits as a source of funds.

Question: What is a well capitalized ratio?
Ans: minimum 10% risk-based


Article: Saint-Barthélemy (French: Saint-Barthélemy, French pronunciation: ​[sɛ̃baʁtelemi]), officially the Territorial collectivity of Saint-Barthélemy (French: Collectivité territoriale de Saint-Barthélemy), is an overseas collectivity of France. Often abbreviated to Saint-Barth in French, or St. Barts or St. Barths in English, the indigenous people called the island Ouanalao. St. Barthélemy lies about 35 kilometres (22 mi) southeast of St. Martin and north of St. Kitts. Puerto Rico is 240 kilometres (150 mi) to the west in the Greater Antilles.

Question: In what language is Saint-Barthélemy abbreviate St. Barts?
Ans: English


Article: In inorganic chemistry, hydrides can also serve as bridging ligands that link two metal centers in a coordination complex. This function is particularly common in group 13 elements, especially in boranes (boron hydrides) and aluminium complexes, as well as in clustered carboranes.

Question: What chemistry do hydrides serve as bridging ligands?
Ans:
inorganic chemistry