The Wine and Beerhouse Act 1869 reintroduced the stricter controls of the previous century. The sale of beers, wines or spirits required a licence for the premises from the local magistrates. Further provisions regulated gaming, drunkenness, prostitution and undesirable conduct on licensed premises, enforceable by prosecution or more effectively by the landlord under threat of forfeiting his licence. Licences were only granted, transferred or renewed at special Licensing Sessions courts, and were limited to respectable individuals. Often these were ex-servicemen or ex-policemen; retiring to run a pub was popular amongst military officers at the end of their service. Licence conditions varied widely, according to local practice. They would specify permitted hours, which might require Sunday closing, or conversely permit all-night opening near a market. Typically they might require opening throughout the permitted hours, and the provision of food or lavatories. Once obtained, licences were jealously protected by the licensees (who were expected to be generally present, not an absentee owner or company), and even "Occasional Licences" to serve drinks at temporary premises such as fêtes would usually be granted only to existing licensees. Objections might be made by the police, rival landlords or anyone else on the grounds of infractions such as serving drunks, disorderly or dirty premises, or ignoring permitted hours.
Retirees from what two professions often sought licenses for pubs?
ex-servicemen or ex-policemen

DDT, sprayed on the walls of houses, is an organochlorine that has been used to fight malaria since the 1950s. Recent policy statements by the World Health Organization have given stronger support to this approach. However, DDT and other organochlorine pesticides have been banned in most countries worldwide because of their persistence in the environment and human toxicity. DDT use is not always effective, as resistance to DDT was identified in Africa as early as 1955, and by 1972 nineteen species of mosquito worldwide were resistant to DDT.
Why have DDTs been banned in some areas?
persistence in the environment and human toxicity

By the beginning of the 20th century, the city's population had reached 85,050 in 5 square miles (13 km2), making it the most densely populated city in the Southern United States. In 1900, the Census Bureau reported Richmond's population as 62.1% white and 37.9% black. Freed slaves and their descendants created a thriving African-American business community, and the city's historic Jackson Ward became known as the "Wall Street of Black America." In 1903, African-American businesswoman and financier Maggie L. Walker chartered St. Luke Penny Savings Bank, and served as its first president, as well as the first female bank president in the United States. Today, the bank is called the Consolidated Bank and Trust Company, and it is the oldest surviving African-American bank in the U.S. Other figures from this time included John Mitchell, Jr. In 1910, the former city of Manchester was consolidated with the city of Richmond, and in 1914, the city annexed Barton Heights, Ginter Park, and Highland Park areas of Henrico County. In May 1914, Richmond became the headquarters of the Fifth District of the Federal Reserve Bank.
Who was the inaugural president of the St. Luke Penny Savings Bank?
Maggie L. Walker