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Initially the companies affected were those directly involved in home construction and mortgage lending such as Northern Rock and Countrywide Financial, as they could no longer obtain financing through the credit markets. Over 100 mortgage lenders went bankrupt during 2007 and 2008. Concerns that investment bank Bear Stearns would collapse in March 2008 resulted in its fire-sale to JP Morgan Chase. The financial institution crisis hit its peak in September and October 2008. Several major institutions either failed, were acquired under duress, or were subject to government takeover. These included Lehman Brothers, Merrill Lynch, Fannie Mae, Freddie Mac, Washington Mutual, Wachovia, Citigroup, and AIG. On Oct. 6, 2008, three weeks after Lehman Brothers filed the largest bankruptcy in U.S. history, Lehman's former CEO found himself before Representative Henry A. Waxman, the California Democrat who chaired the House Committee on Oversight and Government Reform. Fuld said he was a victim of the collapse, blaming a "crisis of confidence" in the markets for dooming his firm.
When did the financial institution crisis hit its peak?
A: September and October 2008

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Research focusing on sexual orientation uses scales of assessment to identify who belongs in which sexual population group. It is assumed that these scales will be able to reliably identify and categorize people by their sexual orientation. However, it is difficult to determine an individual's sexual orientation through scales of assessment, due to ambiguity regarding the definition of sexual orientation. Generally, there are three components of sexual orientation used in assessment. Their definitions and examples of how they may be assessed are as follows:
What can cause problems with these scales that are used?
A: ambiguity regarding the definition of sexual orientation

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There has been an increasing gulf between the Premier League and the Football League. Since its split with the Football League, many established clubs in the Premier League have managed to distance themselves from their counterparts in lower leagues. Owing in large part to the disparity in revenue from television rights between the leagues, many newly promoted teams have found it difficult to avoid relegation in their first season in the Premier League. In every season except 2001–02 and 2011–12, at least one Premier League newcomer has been relegated back to the Football League. In 1997–98 all three promoted clubs were relegated at the end of the season.
When in 1997-98 were the four promoted clubs relegated?
A: unanswerable

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There were several protests along the torch relay route. Members of the Hong Kong Alliance in Support of Patriotic Democratic Movements in China, including pro-democracy activist Szeto Wah, waved novelty inflatable plastic Olympic flames, which they said symbolised democracy. They wanted accountability for the Tiananmen Square protests of 1989 and the implementation of democracy in Hong Kong. Political activist and Legislative Council member Leung Kwok-hung (Longhair) also joined the protest, saying "I'm very proud that in Hong Kong we still have people brave enough to speak out." Pro-democracy activists were overwhelmed by a crowd of torch supporters with insults like "running dog," "traitor," "get out!," and "I love the Communist Party." At the same time, about 10 members of the Civil Human Rights Front had orange banners calling for human rights improvements and universal suffrage. Onlookers were saying "Aren't you Chinese?" in Mandarin putonghua as they tried to cover the orange banners with a large Chinese national flag. One woman had an orange sign that said, "Olympic flame for democracy", while a man carried a poster with a tank and the slogan "One world, two dreams". A university student and former RDHK radio host Christina Chan wrapped the Tibetan snow lion flag around her body and later began waving it. Several onlookers heckled Chan, shouting "What kind of Chinese are you?" and "What a shame!" In the end, she and some of the protesters were taken away against their will by the authorities via a police vehicle "for their own protection." Chan is currently[when?] suing the Hong Kong government, claiming her human rights were breached. (case number HCAL139/08)
Why is Chan suing the Hong Kong government?
A:
her human rights were breached.