The problem: Answer a question about this article:
During a period of tough competition between mortgage lenders for revenue and market share, and when the supply of creditworthy borrowers was limited, mortgage lenders relaxed underwriting standards and originated riskier mortgages to less creditworthy borrowers. In the view of some analysts, the relatively conservative government-sponsored enterprises (GSEs) policed mortgage originators and maintained relatively high underwriting standards prior to 2003. However, as market power shifted from securitizers to originators and as intense competition from private securitizers undermined GSE power, mortgage standards declined and risky loans proliferated. The worst loans were originated in 2004–2007, the years of the most intense competition between securitizers and the lowest market share for the GSEs.
In what year were high underwriting standards relaxed?
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The answer: 2003


Problem: Please answer a question about the following article about Police:
As one of their first acts after end of the War of the Castilian Succession in 1479, Ferdinand and Isabella established the centrally organized and efficient Holy Brotherhood (Santa Hermandad) as a national police force. They adapted an existing brotherhood to the purpose of a general police acting under officials appointed by themselves, and endowed with great powers of summary jurisdiction even in capital cases. The original brotherhoods continued to serve as modest local police-units until their final suppression in 1835.
When did Spain suppress local police units?
A: 1835


Question: Read this and answer the question

The island was administered as an extension of Virginia by the Company until 1614. Its spin-off, the Somers Isles Company, took over in 1615 and managed the colony until 1684. At that time, the company's charter was revoked, and the English Crown took over administration. The islands became a British colony following the 1707 unification of the parliaments of Scotland and England, which created the Kingdom of Great Britain. After 1949, when Newfoundland became part of Canada, Bermuda was automatically ranked as the oldest remaining British Overseas Territory. Since the return of Hong Kong to China in 1997, it is the most populous Territory. Its first capital, St. George's, was established in 1612 and is the oldest continuously inhabited English town in the New World.

What was Bermuda's first capital?
Answer: St. George


Problem: Due to extreme variation in elevation, great variation occurs in the climatic conditions of Himachal . The climate varies from hot and subhumid tropical in the southern tracts to, with more elevation, cold, alpine, and glacial in the northern and eastern mountain ranges. The state has areas like Dharamsala that receive very heavy rainfall, as well as those like Lahaul and Spiti that are cold and almost rainless. Broadly, Himachal experiences three seasons: summer, winter, and rainy season. Summer lasts from mid-April till the end of June and most parts become very hot (except in the alpine zone which experiences a mild summer) with the average temperature ranging from 28 to 32 °C (82 to 90 °F). Winter lasts from late November till mid March. Snowfall is common in alpine tracts (generally above 2,200 metres (7,218 ft) i.e. in the higher and trans-Himalayan region).
How long does summer last?
The answer is the following: mid-April till the end of June


The work of David Hilbert and Max Planck was crucial to the foundation of modern physics, which Werner Heisenberg and Erwin Schrödinger developed further. They were preceded by such key physicists as Hermann von Helmholtz, Joseph von Fraunhofer, and Gabriel Daniel Fahrenheit, among others. Wilhelm Conrad Röntgen discovered X-rays, an accomplishment that made him the first winner of the Nobel Prize in Physics in 1901. The Walhalla temple for "laudable and distinguished Germans", features a number of scientists, and is located east of Regensburg, in Bavaria.
What two people were important to the creation of modern physics?
David Hilbert and Max Planck


Here is a question about this article: Guinea-Bissau has started to show some economic advances after a pact of stability was signed by the main political parties of the country, leading to an IMF-backed structural reform program. The key challenges for the country in the period ahead are to achieve fiscal discipline, rebuild public administration, improve the economic climate for private investment, and promote economic diversification. After the country became independent from Portugal in 1974 due to the Portuguese Colonial War and the Carnation Revolution, the rapid exodus of the Portuguese civilian, military, and political authorities resulted in considerable damage to the country's economic infrastructure, social order, and standard of living.
What is the answer to this question: What country left Guinea-Bissau in 1974?
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So...
Portugal