QUES: The securitization markets supported by the shadow banking system started to close down in the spring of 2007 and nearly shut-down in the fall of 2008. More than a third of the private credit markets thus became unavailable as a source of funds. According to the Brookings Institution, the traditional banking system does not have the capital to close this gap as of June 2009: "It would take a number of years of strong profits to generate sufficient capital to support that additional lending volume." The authors also indicate that some forms of securitization are "likely to vanish forever, having been an artifact of excessively loose credit conditions."
When did the securitization markets supported by the shadow banking system nearly shut-down completely?

ANS: fall of 2008

QUES: Although the Spanish Empire had a residual claim on the Marshalls in 1874, when she began asserting her sovereignty over the Carolines, she made no effort to prevent the German Empire from gaining a foothold there. Britain also raised no objection to a German protectorate over the Marshalls in exchange for German recognition of Britain's rights in the Gilbert and Ellice Islands. On October 13, 1885, SMS Nautilus under Captain Rötger brought German emissaries to Jaluit. They signed a treaty with Kabua, whom the Germans had earlier recognized as "King of the Ralik Islands," on October 15.
What nation asserted their rights over the Gilbert and Ellice islands?

ANS: Britain

QUES: Including Kerry, the Democratic primary race had 10 candidates, including attorney Paul J. Sheehy, State Representative Anthony R. DiFruscia, John J. Desmond and Robert B. Kennedy. Kerry ran a "very expensive, sophisticated campaign", financed by out-of-state backers and supported by many young volunteers. DiFruscia's campaign headquarters shared the same building as Kerry's. On the eve of the September 19 primary, police found Kerry's younger brother Cameron and campaign field director Thomas J. Vallely, breaking into where the building's telephone lines were located. They were arrested and charged with "breaking and entering with the intent to commit grand larceny", but the charges were dropped a year later. At the time of the incident, DiFruscia alleged that the two were trying to disrupt his get-out-the vote efforts. Vallely and Cameron Kerry maintained that they were only checking their own telephone lines because they had received an anonymous call warning that the Kerry lines would be cut.
What was DiFruscia's position?

ANS: State Representative

QUES: Other authors have focused on the structural conditions leading up to genocide and the psychological and social processes that create an evolution toward genocide. Ervin Staub showed that economic deterioration and political confusion and disorganization were starting points of increasing discrimination and violence in many instances of genocides and mass killing. They lead to scapegoating a group and ideologies that identified that group as an enemy. A history of devaluation of the group that becomes the victim, past violence against the group that becomes the perpetrator leading to psychological wounds, authoritarian cultures and political systems, and the passivity of internal and external witnesses (bystanders) all contribute to the probability that the violence develops into genocide. Intense conflict between groups that is unresolved, becomes intractable and violent can also lead to genocide. The conditions that lead to genocide provide guidance to early prevention, such as humanizing a devalued group, creating ideologies that embrace all groups, and activating bystander responses. There is substantial research to indicate how this can be done, but information is only slowly transformed into action.
A history of what is just one factor that contributes to the probability of violence developing into genocide?

ANS:
devaluation of the group