Please answer a question about the following article about Matter:

Before the 20th century, the term matter included ordinary matter composed of atoms and excluded other energy phenomena such as light or sound. This concept of matter may be generalized from atoms to include any objects having mass even when at rest, but this is ill-defined because an object's mass can arise from its (possibly massless) constituents' motion and interaction energies. Thus, matter does not have a universal definition, nor is it a fundamental concept in physics today. Matter is also used loosely as a general term for the substance that makes up all observable physical objects.

What term is used for the substance that composes all observable physical objects?
matter