Problem: To other analysts the delay between CRA rule changes (in 1995) and the explosion of subprime lending is not surprising, and does not exonerate the CRA. They contend that there were two, connected causes to the crisis: the relaxation of underwriting standards in 1995 and the ultra-low interest rates initiated by the Federal Reserve after the terrorist attack on September 11, 2001. Both causes had to be in place before the crisis could take place. Critics also point out that publicly announced CRA loan commitments were massive, totaling $4.5 trillion in the years between 1994 and 2007. They also argue that the Federal Reserve’s classification of CRA loans as “prime” is based on the faulty and self-serving assumption that high-interest-rate loans (3 percentage points over average) equal “subprime” loans.
How did the Federal Reserve classify CRA loans?
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Answer: prime


Problem: Under the millet system, non-Muslim people were considered subjects of the Empire, but were not subject to the Muslim faith or Muslim law. The Orthodox millet, for instance, was still officially legally subject to Justinian's Code, which had been in effect in the Byzantine Empire for 900 years. Also, as the largest group of non-Muslim subjects (or zimmi) of the Islamic Ottoman state, the Orthodox millet was granted a number of special privileges in the fields of politics and commerce, and had to pay higher taxes than Muslim subjects.
What were non-Muslims also known as in the Islamic Ottoman State?
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Answer: zimmi


Problem: In 2002, Elizabeth marked her Golden Jubilee. Her sister and mother died in February and March respectively, and the media speculated whether the Jubilee would be a success or a failure. She again undertook an extensive tour of her realms, which began in Jamaica in February, where she called the farewell banquet "memorable" after a power cut plunged the King's House, the official residence of the governor-general, into darkness. As in 1977, there were street parties and commemorative events, and monuments were named to honour the occasion. A million people attended each day of the three-day main Jubilee celebration in London, and the enthusiasm shown by the public for the Queen was greater than many journalists had expected.
In what year was the King's House in Jamaica built?
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Answer:
unanswerable