Here is a question about this article: To other analysts the delay between CRA rule changes (in 1995) and the explosion of subprime lending is not surprising, and does not exonerate the CRA. They contend that there were two, connected causes to the crisis: the relaxation of underwriting standards in 1995 and the ultra-low interest rates initiated by the Federal Reserve after the terrorist attack on September 11, 2001. Both causes had to be in place before the crisis could take place. Critics also point out that publicly announced CRA loan commitments were massive, totaling $4.5 trillion in the years between 1994 and 2007. They also argue that the Federal Reserve’s classification of CRA loans as “prime” is based on the faulty and self-serving assumption that high-interest-rate loans (3 percentage points over average) equal “subprime” loans.
What is the answer to this question: How much were CRA loan commitments between 1994 and 2007?
****
So... $4.5 trillion


The problem: Answer a question about this article:
The next to arrive were the Dutch, with their main base in Ceylon. The British—who set up a trading post in the west coast port of Surat in 1619—and the French. The internal conflicts among Indian kingdoms gave opportunities to the European traders to gradually establish political influence and appropriate lands. Although these continental European powers controlled various coastal regions of southern and eastern India during the ensuing century, they eventually lost all their territories in India to the British islanders, with the exception of the French outposts of Pondichéry and Chandernagore, the Dutch port of Travancore, and the Portuguese colonies of Goa, Daman and Diu.[citation needed]
What actions by the Indian kingdoms gave the European traders the opportunity to acquire lands and influence?
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The answer: internal conflicts


Problem: Please answer a question about the following article about Matter:
Matter commonly exists in four states (or phases): solid, liquid and gas, and plasma. However, advances in experimental techniques have revealed other previously theoretical phases, such as Bose–Einstein condensates and fermionic condensates. A focus on an elementary-particle view of matter also leads to new phases of matter, such as the quark–gluon plasma. For much of the history of the natural sciences people have contemplated the exact nature of matter. The idea that matter was built of discrete building blocks, the so-called particulate theory of matter, was first put forward by the Greek philosophers Leucippus (~490 BC) and Democritus (~470–380 BC).
What colleague of Democritus, also a Greek philosopher, helped him propose the particulate theory of matter?
A: Leucippus


Question: Read this and answer the question

Other major campus installations include towers in Montreal, Paris, and Atlanta; software labs in Raleigh-Durham, Rome, Cracow and Toronto; Johannesburg, Seattle; and facilities in Hakozaki and Yamato. The company also operates the IBM Scientific Center, Hursley House, the Canada Head Office Building, IBM Rochester, and the Somers Office Complex. The company's contributions to architecture and design, which include works by Eero Saarinen, Ludwig Mies van der Rohe, and I.M. Pei, have been recognized. Van der Rohe's 330 North Wabash building in Chicago, the original center of the company's research division post-World War II, was recognized with the 1990 Honor Award from the National Building Museum.

The 330 North Wabash building served as what post World War 2?
Answer: center of the company's research division


Problem: The city is bisected geographically and culturally by the North Canadian River, which basically divides North Oklahoma City and South Oklahoma City. The two halves of the city were actually founded and plotted as separate cities, but soon grew together. The north side is characterized by very diverse and fashionable urban neighborhoods near the city center and sprawling suburbs further north. South Oklahoma City is generally more blue collar working class and significantly more industrial, having grown up around the Stockyards and meat packing plants at the turn of the century, and is currently the center of the city's rapidly growing Latino community.
Which side is known for primarily being industrial?
The answer is the following: South Oklahoma City


Input: Article: In their theoretical rules, the Cubist architects expressed the requirement of dynamism, which would surmount the matter and calm contained in it, through a creative idea, so that the result would evoke feelings of dynamism and expressive plasticity in the viewer. This should be achieved by shapes derived from pyramids, cubes and prisms, by arrangements and compositions of oblique surfaces, mainly triangular, sculpted facades in protruding crystal-like units, reminiscent of the so-called diamond cut, or even cavernous that are reminiscent of the late Gothic architecture. In this way, the entire surfaces of the facades including even the gables and dormers are sculpted. The grilles as well as other architectural ornaments attain a three-dimensional form. Thus, new forms of windows and doors were also created, e. g. hexagonal windows. Czech Cubist architects also designed Cubist furniture.

Now answer this question: What feelings should Cubist architecture evoke in viewer?

Output:
dynamism and expressive plasticity