Problem: Please answer a question about the following article about Database:
IBM started working on a prototype system loosely based on Codd's concepts as System R in the early 1970s. The first version was ready in 1974/5, and work then started on multi-table systems in which the data could be split so that all of the data for a record (some of which is optional) did not have to be stored in a single large "chunk". Subsequent multi-user versions were tested by customers in 1978 and 1979, by which time a standardized query language – SQL[citation needed] – had been added. Codd's ideas were establishing themselves as both workable and superior to CODASYL, pushing IBM to develop a true production version of System R, known as SQL/DS, and, later, Database 2 (DB2).
When was IBM's system released?
A: 1974/5


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Predatory lending refers to the practice of unscrupulous lenders, enticing borrowers to enter into "unsafe" or "unsound" secured loans for inappropriate purposes. A classic bait-and-switch method was used by Countrywide Financial, advertising low interest rates for home refinancing. Such loans were written into extensively detailed contracts, and swapped for more expensive loan products on the day of closing. Whereas the advertisement might state that 1% or 1.5% interest would be charged, the consumer would be put into an adjustable rate mortgage (ARM) in which the interest charged would be greater than the amount of interest paid. This created negative amortization, which the credit consumer might not notice until long after the loan transaction had been consummated.

Which type loan would the consumer be put into instead of the 1% or 1.5% interest rate loan as advertised?
Answer: adjustable rate mortgage (ARM)


Problem: Shell was vertically integrated and is active in every area of the oil and gas industry, including exploration and production, refining, distribution and marketing, petrochemicals, power generation and trading. It has minor renewable energy activities in the form of biofuels and wind. It has operations in over 90 countries, produces around 3.1 million barrels of oil equivalent per day and has 44,000 service stations worldwide. Shell Oil Company, its subsidiary in the United States, is one of its largest businesses.
Shell has minor renewable energy activities in which two areas?
The answer is the following: biofuels and wind


Much of the study in the madrasah college centred on examining whether certain opinions of law were orthodox. This scholarly process of "determining orthodoxy began with a question which the Muslim layman, called in that capacity mustaftī, presented to a jurisconsult, called mufti, soliciting from him a response, called fatwa, a legal opinion (the religious law of Islam covers civil as well as religious matters). The mufti (professor of legal opinions) took this question, studied it, researched it intensively in the sacred scriptures, in order to find a solution to it. This process of scholarly research was called ijtihād, literally, the exertion of one's efforts to the utmost limit."
What is ijtihad?
process of scholarly research


Input: Atlantic City, New Jersey
As of the 2000 United States Census there were 40,517 people, 15,848 households, and 8,700 families residing in the city. The population density was 3,569.8 people per square mile (1,378.3/km2). There were 20,219 housing units at an average density of 1,781.4 per square mile (687.8/km2). The racial makeup of the city was 44.16% black or African American, 26.68% White, 0.48% Native American, 10.40% Asian, 0.06% Pacific Islander, 13.76% other races, and 4.47% from two or more races. 24.95% of the population were Hispanic or Latino of any race. 19.44% of the population was non-Hispanic whites.

According to the 2000 United States Census, what percentage of the population of Atlantic City were Hispanic or Latino?
Output: 24.95%


Problem: Please answer a question about the following article about History of science:
Perhaps the most prominent, controversial and far-reaching theory in all of science has been the theory of evolution by natural selection put forward by the British naturalist Charles Darwin in his book On the Origin of Species in 1859. Darwin proposed that the features of all living things, including humans, were shaped by natural processes over long periods of time. The theory of evolution in its current form affects almost all areas of biology. Implications of evolution on fields outside of pure science have led to both opposition and support from different parts of society, and profoundly influenced the popular understanding of "man's place in the universe". In the early 20th century, the study of heredity became a major investigation after the rediscovery in 1900 of the laws of inheritance developed by the Moravian monk Gregor Mendel in 1866. Mendel's laws provided the beginnings of the study of genetics, which became a major field of research for both scientific and industrial research. By 1953, James D. Watson, Francis Crick and Maurice Wilkins clarified the basic structure of DNA, the genetic material for expressing life in all its forms. In the late 20th century, the possibilities of genetic engineering became practical for the first time, and a massive international effort began in 1990 to map out an entire human genome (the Human Genome Project).
Which scientist championed the idea of evolution?
A:
Charles Darwin