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The site of Richmond had been an important village of the Powhatan Confederacy, and was briefly settled by English colonists from Jamestown in 1609, and in 1610–1611. The present city of Richmond was founded in 1737. It became the capital of the Colony and Dominion of Virginia in 1780. During the Revolutionary War period, several notable events occurred in the city, including Patrick Henry's "Give me liberty or give me death" speech in 1775 at St. John's Church, and the passage of the Virginia Statute for Religious Freedom written by Thomas Jefferson. During the American Civil War, Richmond served as the capital of the Confederate States of America. The city entered the 20th century with one of the world's first successful electric streetcar systems, as well as a national hub of African-American commerce and culture, the Jackson Ward neighborhood.

What famous speech did Patrick Henry give in Richmond?
Answer: Give me liberty or give me death
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The term pewter covers a variety of alloys consisting primarily of tin. As a pure metal, tin was much too soft to be used for any practical purpose. However, in the Bronze age, tin was a rare metal and, in many parts of Europe and the Mediterranean, was often valued higher than gold. To make jewelry, forks and spoons, or other objects from tin, it was usually alloyed with other metals to increase its strength and hardness. These metals were typically lead, antimony, bismuth or copper. These solutes sometimes were added individually in varying amounts, or added together, making a wide variety of things, ranging from practical items, like dishes, surgical tools, candlesticks or funnels, to decorative items such as ear rings and hair clips.

What metals were alloyed with tin to make it stronger?
Answer: lead, antimony, bismuth or copper
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For a variety of reasons, market participants did not accurately measure the risk inherent with financial innovation such as MBS and CDOs or understand its impact on the overall stability of the financial system. For example, the pricing model for CDOs clearly did not reflect the level of risk they introduced into the system. Banks estimated that $450bn of CDO were sold between "late 2005 to the middle of 2007"; among the $102bn of those that had been liquidated, JPMorgan estimated that the average recovery rate for "high quality" CDOs was approximately 32 cents on the dollar, while the recovery rate for mezzanine CDO was approximately five cents for every dollar.

How much did JPMorgan estimate was the average recovery rate for high quality CDOs that had been liquidated?
Answer:
approximately 32 cents on the dollar