Input: Read this: The pricing of risk refers to the incremental compensation required by investors for taking on additional risk, which may be measured by interest rates or fees. Several scholars have argued that a lack of transparency about banks' risk exposures prevented markets from correctly pricing risk before the crisis, enabled the mortgage market to grow larger than it otherwise would have, and made the financial crisis far more disruptive than it would have been if risk levels had been disclosed in a straightforward, readily understandable format.
Question: How should risk levels have been disclosed according to several scholars?

Output: straightforward, readily understandable format


Input: Read this: Victoria turned 18 on 24 May 1837, and a regency was avoided. On 20 June 1837, William IV died at the age of 71, and Victoria became Queen of the United Kingdom. In her diary she wrote, "I was awoke at 6 o'clock by Mamma, who told me the Archbishop of Canterbury and Lord Conyngham were here and wished to see me. I got out of bed and went into my sitting-room (only in my dressing gown) and alone, and saw them. Lord Conyngham then acquainted me that my poor Uncle, the King, was no more, and had expired at 12 minutes past 2 this morning, and consequently that I am Queen." Official documents prepared on the first day of her reign described her as Alexandrina Victoria, but the first name was withdrawn at her own wish and not used again.
Question: When did Victoria turn 18?

Output: 24 May 1837


Input: Read this: The Swiss Federal budget had a size of 62.8 billion Swiss francs in 2010, which is an equivalent 11.35% of the country's GDP in that year; however, the regional (canton) budgets and the budgets of the municipalities are not counted as part of the federal budget and the total rate of government spending is closer to 33.8% of GDP. The main sources of income for the federal government are the value-added tax (33%) and the direct federal tax (29%) and the main expenditure is located in the areas of social welfare and finance & tax. The expenditures of the Swiss Confederation have been growing from 7% of GDP in 1960 to 9.7% in 1990 and to 10.7% in 2010. While the sectors social welfare and finance & tax have been growing from 35% in 1990 to 48.2% in 2010, a significant reduction of expenditures has been occurring in the sectors of agriculture and national defense; from 26.5% in to 12.4% (estimation for the year 2015).
Question: What are the two main sources of income for the federal government?

Output: value-added tax (33%) and the direct federal tax (29%)


Input: Read this: While West had encountered controversy a year prior when he stormed out of the American Music Awards of 2004 after losing Best New Artist, the rapper's first large-scale controversy came just days following Late Registration's release, during a benefit concert for Hurricane Katrina victims. In September 2005, NBC broadcast A Concert for Hurricane Relief, and West was a featured speaker. When West was presenting alongside actor Mike Myers, he deviated from the prepared script. Myers spoke next and continued to read the script. Once it was West's turn to speak again, he said, "George Bush doesn't care about black people." West's comment reached much of the United States, leading to mixed reactions; President Bush would later call it one of the most "disgusting moments" of his presidency. West raised further controversy in January 2006 when he posed on the cover of Rolling Stone wearing a crown of thorns.
Question: In which AMA category did Kanye lose in 2004?

Output:
Best New Artist