Here is a question about this article: Prior to the crisis, financial institutions became highly leveraged, increasing their appetite for risky investments and reducing their resilience in case of losses. Much of this leverage was achieved using complex financial instruments such as off-balance sheet securitization and derivatives, which made it difficult for creditors and regulators to monitor and try to reduce financial institution risk levels. These instruments also made it virtually impossible to reorganize financial institutions in bankruptcy, and contributed to the need for government bailouts.
What is the answer to this question: What type financial instruments are off-balance sheet securitization and derivatives?
****
So... complex


The problem: Answer a question about this article:
Korean Presbyterian denominations are active in evangelism and many of its missionaries are being sent overseas, being the second biggest missionary sender in the world after the United States. GSM, the missionary body of the "Hapdong" General Assembly of Presbyterian Churches of Korea, is the single largest Presbyterian missionary organization in Korea. In addition there are many Korean-American Presbyterians in the United States, either with their own church sites or sharing space in pre-existing churches as is the case in Australia, New Zealand and even Muslim countries such as Saudi Arabia with Korean immigration.
Korean Presbyterian missionaries being sent over seas are second in numbers to only which other country?
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The answer: United States


Problem: Please answer a question about the following article about Gramophone record:
The phonautograph, patented by Léon Scott in 1857, used a vibrating diaphragm and stylus to graphically record sound waves as tracings on sheets of paper, purely for visual analysis and without any intent of playing them back. In the 2000s, these tracings were first scanned by audio engineers and digitally converted into audible sound. Phonautograms of singing and speech made by Scott in 1860 were played back as sound for the first time in 2008. Along with a tuning fork tone and unintelligible snippets recorded as early as 1857, these are the earliest known recordings of sound.
What was the original intent of the phonautograph?
A: visual analysis


Question: Read this and answer the question

Irish, Italians, Polish, Germans, English, and Greeks are the largest ethnic European groups in the city. Philadelphia has the second-largest Irish and Italian populations in the United States, after New York City. South Philadelphia remains one of the largest Italian neighborhoods in the country and is home to the Italian Market. The Pennsport neighborhood and Gray's Ferry section of South Philadelphia, home to many Mummer clubs, are well known as Irish neighborhoods. The Kensington section, Port Richmond, and Fishtown have historically been heavily Irish and Polish. Port Richmond is well known in particular as the center of the Polish immigrant and Polish-American community in Philadelphia, and it remains a common destination for Polish immigrants. Northeast Philadelphia, although known for its Irish and Irish-American population, is also home to a large Jewish and Russian population. Mount Airy in Northwest Philadelphia also contains a large Jewish community, while nearby Chestnut Hill is historically known as an Anglo-Saxon Protestant stronghold.

Which three areas are high in Irish and Polish?
Answer: Kensington section, Port Richmond, and Fishtown


Problem: Most British pubs still have decorated signs hanging over their doors, and these retain their original function of enabling the identification of the pub. Today's pub signs almost always bear the name of the pub, both in words and in pictorial representation. The more remote country pubs often have stand-alone signs directing potential customers to their door.
What purpose do stand-alone signs serve for country pubs?
The answer is the following: directing potential customers to their door


Input: Article: Although the initial focus of the humanist scholars in the university was the discovery, exposition and insertion of ancient texts and languages into the university, and the ideas of those texts into society generally, their influence was ultimately quite progressive. The emergence of classical texts brought new ideas and led to a more creative university climate (as the notable list of scholars above attests to). A focus on knowledge coming from self, from the human, has a direct implication for new forms of scholarship and instruction, and was the foundation for what is commonly known as the humanities. This disposition toward knowledge manifested in not simply the translation and propagation of ancient texts, but also their adaptation and expansion. For instance, Vesalius was imperative for advocating the use of Galen, but he also invigorated this text with experimentation, disagreements and further research. The propagation of these texts, especially within the universities, was greatly aided by the emergence of the printing press and the beginning of the use of the vernacular, which allowed for the printing of relatively large texts at reasonable prices.

Now answer this question: Discovery and exposition were examples of the focus of what type of university scholar?

Output:
humanist