Problem: Most mature clitellates (the group that includes earthworms and leeches) are full hermaphrodites, although in a few leech species younger adults function as males and become female at maturity. All have well-developed gonads, and all copulate. Earthworms store their partners' sperm in spermathecae ("sperm stores") and then the clitellum produces a cocoon that collects ova from the ovaries and then sperm from the spermathecae. Fertilization and development of earthworm eggs takes place in the cocoon. Leeches' eggs are fertilized in the ovaries, and then transferred to the cocoon. In all clitellates the cocoon also either produces yolk when the eggs are fertilized or nutrients while they are developing. All clitellates hatch as miniature adults rather than larvae.
What annelid group includes leeches and earthworms?
The answer is the following: clitellates

Problem: There are over three thousand islands along the rugged coastline of Zhejiang. The largest, Zhoushan Island, is Mainland China's third largest island, after Hainan and Chongming. There are also many bays, of which Hangzhou Bay is the largest.  Zhejiang has a humid subtropical climate with four distinct seasons. Spring starts in March and is rainy with changeable weather. Summer, from June to September is long, hot, rainy, and humid. Fall is generally dry, warm and sunny. Winters are short but cold except in the far south. Average annual temperature is around 15 to 19 °C (59 to 66 °F), average January temperature is around 2 to 8 °C (36 to 46 °F) and average July temperature is around 27 to 30 °C (81 to 86 °F). Annual precipitation is about 1,000 to 1,900 mm (39 to 75 in). There is plenty of rainfall in early summer, and by late summer Zhejiang is directly threatened by typhoons forming in the Pacific.
How many distinct seasons does Zhejiang have?
The answer is the following: four

Problem: Countrywide, sued by California Attorney General Jerry Brown for "unfair business practices" and "false advertising" was making high cost mortgages "to homeowners with weak credit, adjustable rate mortgages (ARMs) that allowed homeowners to make interest-only payments". When housing prices decreased, homeowners in ARMs then had little incentive to pay their monthly payments, since their home equity had disappeared. This caused Countrywide's financial condition to deteriorate, ultimately resulting in a decision by the Office of Thrift Supervision to seize the lender.
Who sued Countrywide for unfair business practices and false advertising?
The answer is the following: California Attorney General Jerry Brown

Problem: Alexandria was the most important trade center in the whole empire during Athanasius's boyhood. Intellectually, morally, and politically—it epitomized the ethnically diverse Graeco-Roman world, even more than Rome or Constantinople, Antioch or Marseilles. Its famous catechetical school, while sacrificing none of its famous passion for orthodoxy since the days of Pantaenus, Clement of Alexandria, Origen of Alexandria, Dionysius and Theognostus, had begun to take on an almost secular character in the comprehensiveness of its interests, and had counted influential pagans among its serious auditors.
Did only Christians attend the school?
The answer is the following:
influential pagans