Article: The bursting of the U.S. (United States) housing bubble, which peaked in 2004, caused the values of securities tied to U.S. real estate pricing to plummet, damaging financial institutions globally. The financial crisis was triggered by a complex interplay of policies that encouraged home ownership, providing easier access to loans for subprime borrowers, overvaluation of bundled subprime mortgages based on the theory that housing prices would continue to escalate, questionable trading practices on behalf of both buyers and sellers, compensation structures that prioritize short-term deal flow over long-term value creation, and a lack of adequate capital holdings from banks and insurance companies to back the financial commitments they were making. Questions regarding bank solvency, declines in credit availability and damaged investor confidence had an impact on global stock markets, where securities suffered large losses during 2008 and early 2009. Economies worldwide slowed during this period, as credit tightened and international trade declined. Governments and central banks responded with unprecedented fiscal stimulus, monetary policy expansion and institutional bailouts. In the U.S., Congress passed the American Recovery and Reinvestment Act of 2009.

Question: What year did the U.S. housing bubble peak?
Ans: 2004


Here is a question about this article: As a protector and founder, Apollo had the epithets Alexicacus (/əˌlɛksᵻˈkeɪkəs/ ə-LEK-si-KAY-kəs; Ἀλεξίκακος, Alexikakos, literally "warding off evil"), Apotropaeus (/əˌpɒtrəˈpiːəs/ ə-POT-rə-PEE-əs; Ἀποτρόπαιος, Apotropaios, from ἀποτρέπειν, "to avert"), and Epicurius (/ˌɛpᵻˈkjʊriəs/ EP-i-KEWR-ee-əs; Ἐπικούριος, Epikourios, from ἐπικουρέειν, "to aid"), and Archegetes (/ɑːrˈkɛdʒətiːz/ ar-KEJ-ə-teez; Ἀρχηγέτης, Arkhēgetēs, literally "founder"), Clarius (/ˈklæriəs/ KLARR-ee-əs; Κλάριος, Klārios, from Doric κλάρος, "allotted lot"), and Genetor (/ˈdʒɛnᵻtər/ JEN-i-tər; Γενέτωρ, Genetōr, literally "ancestor"). To the Romans, he was known in this capacity as Averruncus (/ˌævəˈrʌŋkəs/ AV-ər-RUNG-kəs; from Latin āverruncare, "to avert"). He was also called Agyieus (/əˈdʒaɪ.ᵻjuːs/ ə-GWEE-ews; Ἀγυιεύς, Aguīeus, from ἄγυια, "street") for his role in protecting roads and homes; and Nomius (/ˈnoʊmiəs/ NOH-mee-əs; Νόμιος, Nomios, literally "pastoral") and Nymphegetes (/nɪmˈfɛdʒᵻtiːz/ nim-FEJ-i-teez; Νυμφηγέτης, Numphēgetēs, from Νύμφη, "Nymph", and ἡγέτης, "leader") for his role as a protector of shepherds and pastoral life.
What is the answer to this question: What word literally means "warding off evil?"
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So... Alexicacus


The problem: Answer a question about this article:
Development of the methods used in modern printed circuit boards started early in the 20th century. In 1903, a German inventor, Albert Hanson, described flat foil conductors laminated to an insulating board, in multiple layers. Thomas Edison experimented with chemical methods of plating conductors onto linen paper in 1904. Arthur Berry in 1913 patented a print-and-etch method in Britain, and in the United States Max Schoop obtained a patent to flame-spray metal onto a board through a patterned mask. Charles Ducas in 1927 patented a method of electroplating circuit patterns.
Who was the German inventor who wrote in 1903 about conductors being laminated in layers to a board?
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The answer: Albert Hanson


Problem: Please answer a question about the following article about Melbourne:
With the gold rush largely over by 1860, Melbourne continued to grow on the back of continuing gold mining, as the major port for exporting the agricultural products of Victoria, especially wool, and a developing manufacturing sector protected by high tariffs. An extensive radial railway network centred on Melbourne and spreading out across the suburbs and into the countryside was established from the late 1850s. Further major public buildings were begun in the 1860s and 1870s such as the Supreme Court, Government House, and the Queen Victoria Market. The central city filled up with shops and offices, workshops, and warehouses. Large banks and hotels faced the main streets, with fine townhouses in the east end of Collins Street, contrasting with tiny cottages down laneways within the blocks. The Aboriginal population continued to decline with an estimated 80% total decrease by 1863, due primarily to introduced diseases, particularly smallpox, frontier violence and dispossession from their lands.
Which disease in particular caused the Aboriginal population to continue a decline?
A: smallpox


Question: Read this and answer the question

The first scientific and literary journals were established during the Enlightenment. The first journal, the Parisian Journal des Sçavans, appeared in 1665. However, it was not until 1682 that periodicals began to be more widely produced. French and Latin were the dominant languages of publication, but there was also a steady demand for material in German and Dutch. There was generally low demand for English publications on the Continent, which was echoed by England's similar lack of desire for French works. Languages commanding less of an international market – such as Danish, Spanish and Portuguese – found journal success more difficult, and more often than not, a more international language was used instead. French slowly took over Latin's status as the lingua franca of learned circles. This in turn gave precedence to the publishing industry in Holland, where the vast majority of these French language periodicals were produced.

Which two languages were the most dominant languages of scientific and literary publications?
Answer: French and Latin


In 1995, Sony and Michael Jackson formed a joint venture which merged Sony's music publishing operations with Jackson's ATV Music to form Sony/ATV Music Publishing.
In what year did the merger take place?
1995