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Solar concentrating technologies such as parabolic dish, trough and Scheffler reflectors can provide process heat for commercial and industrial applications. The first commercial system was the Solar Total Energy Project (STEP) in Shenandoah, Georgia, USA where a field of 114 parabolic dishes provided 50% of the process heating, air conditioning and electrical requirements for a clothing factory. This grid-connected cogeneration system provided 400 kW of electricity plus thermal energy in the form of 401 kW steam and 468 kW chilled water, and had a one-hour peak load thermal storage. Evaporation ponds are shallow pools that concentrate dissolved solids through evaporation. The use of evaporation ponds to obtain salt from sea water is one of the oldest applications of solar energy. Modern uses include concentrating brine solutions used in leach mining and removing dissolved solids from waste streams. Clothes lines, clotheshorses, and clothes racks dry clothes through evaporation by wind and sunlight without consuming electricity or gas. In some states of the United States legislation protects the "right to dry" clothes. Unglazed transpired collectors (UTC) are perforated sun-facing walls used for preheating ventilation air. UTCs can raise the incoming air temperature up to 22 °C (40 °F) and deliver outlet temperatures of 45–60 °C (113–140 °F). The short payback period of transpired collectors (3 to 12 years) makes them a more cost-effective alternative than glazed collection systems. As of 2003, over 80 systems with a combined collector area of 35,000 square metres (380,000 sq ft) had been installed worldwide, including an 860 m2 (9,300 sq ft) collector in Costa Rica used for drying coffee beans and a 1,300 m2 (14,000 sq ft) collector in Coimbatore, India, used for drying marigolds.
What are Unglazed transpired collectors?
A: perforated sun-facing walls used for preheating ventilation air

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During a period of tough competition between mortgage lenders for revenue and market share, and when the supply of creditworthy borrowers was limited, mortgage lenders relaxed underwriting standards and originated riskier mortgages to less creditworthy borrowers. In the view of some analysts, the relatively conservative government-sponsored enterprises (GSEs) policed mortgage originators and maintained relatively high underwriting standards prior to 2003. However, as market power shifted from securitizers to originators and as intense competition from private securitizers undermined GSE power, mortgage standards declined and risky loans proliferated. The worst loans were originated in 2004–2007, the years of the most intense competition between securitizers and the lowest market share for the GSEs.
What years were the worst mortgage loans originated?
A: 2004–2007

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The US Congress was urged to create the exemption by proponents of a conservation plan on San Bruno Mountain, California that was drafted in the early 1980s and is the first HCP in the nation. In the conference report on the 1982 amendments, Congress specified that it intended the San Bruno plan to act "as a model" for future conservation plans developed under the incidental take exemption provision and that "the adequacy of similar conservation plans should be measured against the San Bruno plan". Congress further noted that the San Bruno plan was based on "an independent exhaustive biological study" and protected at least 87% of the habitat of the listed butterflies that led to the development of the HCP.
What location held the first HCP?
A: San Bruno Mountain, California

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The Bagmati River which flows through Kathmandu is considered a holy river both by Hindus and Buddhists, and many Hindu temples are located on the banks of this river. The importance of the Bagmati also lies in the fact that Hindus are cremated on its banks, and Kirants are buried in the hills by its side. According to the Nepali Hindu tradition, the dead body must be dipped three times into the Bagmati before cremation. The chief mourner (usually the first son) who lights the funeral pyre must take a holy riverwater bath immediately after cremation. Many relatives who join the funeral procession also take bath in the Bagmati River or sprinkle the holy water on their bodies at the end of cremation as the Bagmati is believed to purify people spiritually.
In addition to Hindus, who regards the Bagmati River as sacred?
A:
Buddhists